Instant Payouts let you send your available Stripe balance to your bank account in as little as 30 minutes, any time — including weekends and bank holidays.
From Payments on desktop and web, you can also check your balance, see your next scheduled payout, and manage your payout settings.
Please note: Your standard weekly payouts still run as normal and stay free. Instant Payouts are optional and on-demand, use them whenever you need funds faster.
How to trigger an instant payout
Go to Payments in the Setmore desktop app. Your total balance and next payout date show at the top of the page. Click Pay out.
Under Your balance, you'll see three figures:
On the way to your bank — funds already in transit from a previous payout
Upcoming payout (estimated) — what's scheduled for your next automatic payout
Available in your balance — funds ready to pay out now
Click Pay out to send your available balance to your connected bank account instantly.
Instant payout fees
Instant payouts carry a fee. Standard automatic payouts are still free.
Region | Instant Payout Fee | Arrival Time |
United Kingdom | 1% of payout amount | Within 30 minutes |
United States | 1.5% of payout amount | Within 30 minutes |
Australia / New Zealand | 1.5% of payout amount | Within 30 minutes |
Eligibility
Instant Payouts are available to eligible Stripe connected accounts.
United Kingdom
Your bank must support Faster Payments.
No debit card required — eligible bank accounts work directly.
United States
You'll need an eligible debit card linked to your Stripe account.
About 99% of US bank-issued debit cards qualify.
All regions
New Stripe accounts aren't eligible right away — Stripe grants eligibility after reviewing the account.
Daily volume limits apply per account.
Your account must be set to pay out in the local currency.
Please note: Don't see the instant payout option? Your account may not be eligible yet. Check your status in the Stripe dashboard or reach out to our support team.
Managing your payout schedule
By default, Setmore pays out your Stripe balance every Monday. To change this:
Go to Payments, click Pay out.
Choose your schedule:
Automatic daily, weekly or monthly:: pick any day for your regular payout
Manual: trigger payouts yourself. Note: in manual mode, Stripe won't show which transactions are grouped into each payout.
You can add or update your bank account or debit card here if needed.
Click Save.
Start FREE
FAQs
Is there a minimum amount for an instant payout?
Stripe requires a minimum balance to trigger an instant payout. if your available balance is too low, the Pay out button will be disabled until you reach it.
What happens if an instant payout fails?
If a payout fails (e.g., your debit card is declined or your bank rejects it), the funds stay in your Stripe balance and roll into your next scheduled payout. No fee is charged for a failed payout.
Can I cancel an instant payout once it's sent?
No. Once you click Pay out, the transfer is processed immediately and can't be reversed or cancelled.
Will I get a receipt or confirmation for an instant payout?
Yes, you'll see the payout reflected immediately in your Stripe balance breakdown, and Stripe will record it in your payout history with the fee applied.
Need help setting up your Instant payouts or have a question about how they work? Our support team is available 24/7 to help. Contact us at help@setmore.com or start a conversation through the live chat in your app.